A credit score is a number generated by a mathematical formula that is meant to predict credit worthiness. The most common of the credit score standards is the FICO score created by Fair Isaac. The FICO score ranges from 300-850 and is intended as a predictor of whether or not you will be delinquent on a loan obligation. Fair Isaac uses thousands of credit reports to calibrate the FICO scoring model and is very secretive of the exact formula.
When you hire us, we will work on removing negative, inaccurate errors from your payment history. We can also work on removing impermissible credit inquiries from your credit report.
Most people are aware of the three credit reporting agencies TransUnion, Equifax, and Experian. The average difference in scores between the highest and lowest of your three FICO scores is 60 points. This is the result of each of the credit bureaus having different items on their report.
Visit myfico.com and order the same credit score a mortgage company uses for approvals. Requests for one's own Fico Score is considered a personal inquiry and will not hurt the credit score.
Let Vitesse Financial help you and other consumers in West Virginia. For more information you can call toll free at 866.407.9110.