Tag Archives: Improving Credit · Budget · Building Credit · Credit Score · Late Payments · Understanding Your FICO Score

Repairing Your Own Credit

Of course, by paying off old debts and establishing and maintaining new lines of credit you can begin the process of credit repair yourself.  Request a copy of your credit report and check it for errors, and then focus on … Continue reading

Posted in Collection Accounts, Credit Inquiries, Credit Management, Credit Repair, Credit Repair Mistakes, Credit Repair Professional | Tagged , , , , , , , | Leave a comment

Having Exclusively Loans or Exclusively Credit Cards

Many individuals don’t realize that maintaining a mix of credit is important to their overall credit score. In fact, mix of credit makes up 10% of your credit rating. For this reason, it’s a bad idea to only have credit … Continue reading

Posted in Bad Credit or No Credit, Bankruptcy, Budget, Building Credit, Credit Repair Software, Credit Score, Debt Negotiation, Debt Validation, Divorce and Credit, Late Payments, Lending, Understanding Your FICO Score, Validate the Debt, VantageScore | Tagged , , , , , , , , , , | Leave a comment

Things That Do No Damage Your Credit!! Yahoo

If you pay child support and/or alimony, you won’t be putting your credit score on the line unless your payments become delinquent to the point where a collections agency becomes involved. So long as you’re making the minimum payments on … Continue reading

Posted in Bad Credit or No Credit, Building Credit, Co-signing, Credit Management, Credit Repair, Credit Repair Mistakes, Credit Repair Professional, Credit Repair Services, Credit Repair Software, Credit Score, Foreclosure, Inquiries, Late Payments, Lending, The Credit Market, Understanding Your FICO Score, Validate the Debt | Tagged , , , , , , , , , , , | Leave a comment

Issues Consider Contacting a Credit Repair Agency

The Internal Revenue Service notified 77 patients at Emory Healthcare that they may have unknowingly become victims of identity theft several weeks ago. The IRS was able to identify the scheme when the Social Security numbers or patients were used … Continue reading

Posted in Building Credit, Co-signing, Collection Accounts, Credit Cards, Credit Inquiries, Credit Management, Credit Repair Services, Credit Repair Software, Credit Score, Interest-Only Loans, Late Payments, The Credit Market, Understanding Your FICO Score | Tagged , , , , , , , , , , , | Leave a comment

Filing for Bankruptcy

If you decide to file for bankruptcy, your credit score will be demolished. This is true whether you file for Chapter 7 or Chapter 13 bankruptcy. Although bankruptcy can be tempting when levels of debt become extreme, it simply isn’t … Continue reading

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