Tag Archives: fixing credit

Bankruptcy Could Interfere With JOB Opportunities

Employers are allowed to ask if you have filed for bankruptcy in the past. In their minds, this may be an indicator of whether or not you are a responsible individual. Unfortunately, some employers still review an applicant’s credit report. … Continue reading

Posted in Bad Credit or No Credit, Bankruptcy, Identity Theft, Improving Credit, Late Payments | Tagged , , , , , , , , , , , , | Leave a comment

Closing Your Oldest Credit Cards

15% of your credit score consists of your credit history. The longer your credit history, the better your credit score will be. Unfortunately, when you close out a credit card, it will no longer have an effect on your overall … Continue reading

Posted in Applying for a Credit Card, Bad Credit or No Credit, Bankruptcy, Budget, Building Credit, Credit Inquiries, Credit Management, Credit Repair, Credit Repair Mistakes, Credit Repair Professional, Credit Repair Services, Credit Repair Software | Tagged , , , , , , , , , , | Leave a comment

Credit Repair for Really Damaged Credit

There are many events that can create the need for credit repair, from the loss of a job to a medical emergency that taps savings and strains an otherwise sound budget. There are also cases of identity theft that, through … Continue reading

Posted in Bad Credit or No Credit, Building Credit, Co-signing, Collection Accounts, Credit Repair, Credit Repair Mistakes, Credit Repair Professional, Credit Repair Services, Credit Repair Software, Credit Score, Debt Negotiation, Debt Validation, The Credit Market | Tagged , , , , , , , , , , , , , , , , , | Leave a comment

Things…. Improve Your Credit

The notion that bank overdrafts lead to a lower credit score is one of the most common misconceptions when it comes to repairing, maintaining and improving a credit score. If you overdraft a bank account or accidentally write a check … Continue reading

Posted in Bad Credit or No Credit, Credit Management, Credit Repair, Credit Repair Mistakes, Credit Repair Professional, Credit Repair Services, Credit Repair Software, Credit Score, Interest-Only Loans, Late Payments, Lending, Uncategorized | Tagged , , , , , , , , , , , , , | Leave a comment

The key to improving credit is to check your credit report

While other sectors of the U.S. economy are steadily growing and finding their feet, the housing market continues to slump in the background. Low home values have become problematic for individuals who have fallen behind on their payments or for … Continue reading

Posted in Authorized User, Bad Credit or No Credit, Bankruptcy | Tagged , , , , , , , , , , , , , , | Leave a comment