Tag Archives: Credit Repair Companies

Bankruptcy Could Interfere With JOB Opportunities

Employers are allowed to ask if you have filed for bankruptcy in the past. In their minds, this may be an indicator of whether or not you are a responsible individual. Unfortunately, some employers still review an applicant’s credit report. … Continue reading

Posted in Bad Credit or No Credit, Bankruptcy, Identity Theft, Improving Credit, Late Payments | Tagged , , , , , , , , , , , , | Leave a comment

Repairing Your Own Credit

Of course, by paying off old debts and establishing and maintaining new lines of credit you can begin the process of credit repair yourself.  Request a copy of your credit report and check it for errors, and then focus on … Continue reading

Posted in Collection Accounts, Credit Inquiries, Credit Management, Credit Repair, Credit Repair Mistakes, Credit Repair Professional | Tagged , , , , , , , | Leave a comment

Why Collectors Exist

When a debt collector contacts a consumer, it usually indicates that the creditor has not received a payment on the debtor’s outstanding bill for multiple months. Because these payments are typically well past their due dates, the creditor has entered … Continue reading

Posted in Bad Credit or No Credit, Bankruptcy, Budget, Co-signing, Collection Accounts, Credit Cards | Tagged , , , , , , , , , , , , , , , , , , , | Leave a comment

Checking Your Credit Score

For some reason, many individuals have the misconception that checking your credit score will automatically lower it. This is not true. As long as you use a legitimate and reputable source to check your credit rating, such as AnnualCreditReport.com, one … Continue reading

Posted in Applying for a Credit Card, Authorized User, Budget, Building Credit, Co-signing, Late Payments, Your Rights | Tagged , , , , , , , , , | Leave a comment

Having Your Account Forwarded to Collections

If your credit company tires of trying to get you to pay your late payments, they’ll often resort to hiring a third-party debt collector to get the job done for them. Debt collectors will typically be significantly more aggressive than … Continue reading

Posted in Collection Accounts, Credit Management, Credit Repair | Tagged , , , , , , , , , , | Leave a comment