Tag Archives: credit repair agency

Mandatory for Credit Card Debt Collectors

According to The Wall Street Journal, many states such as New Mexico and New York, have made it mandatory for credit card debt collectors to inform consumers they cannot be sued for debt they have not paid back. The most … Continue reading

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Under a new bill that was recently proposed to the Georgia General Assembly

Under a new bill that was recently proposed to the Georgia General Assembly, guarantors will now be notified if a borrower they co-signed for defaults on payments. House Bill 245 was sponsored by state Rep. Rusty Kidd, of Milledgeville, Georgia. … Continue reading

Posted in Bad Credit or No Credit, Credit Repair, Credit Repair Services, Debt Negotiation | Tagged , , , , , , , , , , , , , , , , | Leave a comment

According to The Wall Street Journal

According to The Wall Street Journal, many states such as New Mexico and New York, have made it mandatory for credit card debt collectors to inform consumers they cannot be sued for debt they have not paid back. The most … Continue reading

Posted in Debt Negotiation, Debt Validation, Improving Credit | Tagged , , , , , , , , , , , , , | Leave a comment

Knowing the 3 different credit bureaus..

Knowing the three different credit bureaus… There are three primary credit bureaus in the United States: Experian, Equifax, and Trans Union. Each bureau receives information from different organizations, and each has its own algorithm for determining credit scores. That being … Continue reading

Posted in Budget, Building Credit, Collection Accounts, Credit Repair, Credit Repair Mistakes, Credit Repair Professional | Tagged , , , , , , , , | Leave a comment

When a Collections Company Calls

A charge off is one of the worst things that can appear on a person’s credit report. A debt that has been “charged off” is one that has been deemed uncollectible by a creditor (usually more than 180 days overdue), … Continue reading

Posted in Applying for a Credit Card, Authorized User, Bad Credit or No Credit, Budget, Building Credit, Co-signing, Collection Accounts, Credit Cards, Identity Theft, Improving Credit, Inquiries, Insurance, Interest-Only Loans | Tagged , , , , , , , , , , , , , , , , , , , | Leave a comment