Tag Archives: bankruptcy credit repair

Effects of Bankruptcy

  In 2010, more than 1.5 million Americans filed for bankruptcy. Unfortunately, many bankruptcy attorneys do not adequately explain the effects of bankruptcy to their clients. Put simply, the total financial and emotional costs of filing bankruptcy can almost never … Continue reading

Posted in Authorized User, Bad Credit or No Credit, Bankruptcy, Credit Repair Services, Credit Repair Software, Credit Score, Improving Credit | Tagged , , , , , , , | Leave a comment

Fix Your Credit after Identity Theft

Fix Your Credit after Identity Theft For the most part, technology is a universally beneficial entity. Advances have changed the faces of communication, science, and information. On the opposite end of the spectrum, confidentiality has become more difficult to safeguard. … Continue reading

Posted in Bad Credit or No Credit, Bankruptcy, Budget, Credit Repair Mistakes, Credit Repair Professional, Credit Repair Services, Identity Theft, Interest-Only Loans, The Credit Market, Understanding Your FICO Score | Tagged , , , , , , , , , , , , , , , , | Leave a comment

Having Your Account Charged Off

If your credit company begins to believe that you won’t ever pay your credit card bills, they may charge off on your account. This will typically happen if your account is delinquent by six months or more. Essentially, a charge … Continue reading

Posted in Building Credit, Co-signing, Credit Management, Credit Repair, Credit Repair Mistakes, Credit Repair Professional, Credit Repair Services, Uncategorized | Tagged , , , , , , | Leave a comment

Repairing Your Own Credit

Of course, by paying off old debts and establishing and maintaining new lines of credit you can begin the process of credit repair yourself.  Request a copy of your credit report and check it for errors, and then focus on … Continue reading

Posted in Collection Accounts, Credit Inquiries, Credit Management, Credit Repair, Credit Repair Mistakes, Credit Repair Professional | Tagged , , , , , , , | Leave a comment

Why Collectors Exist

When a debt collector contacts a consumer, it usually indicates that the creditor has not received a payment on the debtor’s outstanding bill for multiple months. Because these payments are typically well past their due dates, the creditor has entered … Continue reading

Posted in Bad Credit or No Credit, Bankruptcy, Budget, Co-signing, Collection Accounts, Credit Cards | Tagged , , , , , , , , , , , , , , , , , , , | Leave a comment