Category Archives: Your Rights

Boost Your Credit Scores With Credit Repair

Credit Repair for Everyone Everyone wants their credit score to be as high as possible. Not everyone is a candidate for credit repair, but most people can utilize these score raising techniques to one degree or another. For some it … Continue reading

Posted in Bad Credit or No Credit, Budget, Building Credit, Co-signing, Credit Score, Debt Negotiation, Debt Validation, Improving Credit, Inquiries, Your Rights | Tagged , , , , , , , , , , , | Leave a comment

Checking Your Credit Score

For some reason, many individuals have the misconception that checking your credit score will automatically lower it. This is not true. As long as you use a legitimate and reputable source to check your credit rating, such as AnnualCreditReport.com, one … Continue reading

Posted in Applying for a Credit Card, Authorized User, Budget, Building Credit, Co-signing, Late Payments, Your Rights | Tagged , , , , , , , , , | Leave a comment

Defaulting on a Loan

Defaulting on a loan is similar to incurring a credit card charge off. The default will indicate that you have not kept up your end of the loan agreement. As with a charge off, a defaulted loan will have a … Continue reading

Posted in Building Credit, Debt Validation, Divorce and Credit, The Credit Market, Understanding Your FICO Score, Validate the Debt, Your Rights | Tagged , , , , , , , , , | Leave a comment

Fair Debt Collection

While it may sound harsh, any person who owes money on a mortgage, auto loan or who uses a credit card is a debtor. That said, most people are in fact in debt. Problems arise when you fall behind on … Continue reading

Posted in Debt Validation, Inaccurate Items Reporting, Your Rights | Tagged , , , , , , , , | 1 Comment

What is a Credit Repair Dispute?

By law your credit report must contain accurate information. Generally, the information on your credit report includes where you live, if you pay bills on time, whether you have been sued, or filed for bankruptcy. About thirty percent of the … Continue reading

Posted in Credit Repair Professional, Credit Repair Services, Credit Repair Software, Understanding Your FICO Score, Your Rights | Tagged , , | 1 Comment