Category Archives: Uncategorized

Having Your Account Charged Off

If your credit company begins to believe that you won’t ever pay your credit card bills, they may charge off on your account. This will typically happen if your account is delinquent by six months or more. Essentially, a charge … Continue reading

Posted in Building Credit, Co-signing, Credit Management, Credit Repair, Credit Repair Mistakes, Credit Repair Professional, Credit Repair Services, Uncategorized | Tagged , , , , , , | Leave a comment

Things That Do Not Damage Your Credit Score

Your interest rates on loans and credit cards will not have an impact on your credit score. In fact, the reverse is true: if you have a poor credit score, you’ll likely receive higher interest rates. If your credit score … Continue reading

Posted in Collection Accounts, Credit Cards, Credit Inquiries, Credit Management, Credit Repair, Credit Repair Mistakes, Credit Repair Professional, Credit Repair Services, Uncategorized | Tagged , , , , , , , , | Leave a comment

Things…. Improve Your Credit

The notion that bank overdrafts lead to a lower credit score is one of the most common misconceptions when it comes to repairing, maintaining and improving a credit score. If you overdraft a bank account or accidentally write a check … Continue reading

Posted in Bad Credit or No Credit, Credit Management, Credit Repair, Credit Repair Mistakes, Credit Repair Professional, Credit Repair Services, Credit Repair Software, Credit Score, Interest-Only Loans, Late Payments, Lending, Uncategorized | Tagged , , , , , , , , , , , , , | Leave a comment

Mandatory for Credit Card Debt Collectors

According to The Wall Street Journal, many states such as New Mexico and New York, have made it mandatory for credit card debt collectors to inform consumers they cannot be sued for debt they have not paid back. The most … Continue reading

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Americans Seem to be Managing their Money and Living …..

In recent months and years, Americans seem to be managing their money and living within their means much better.  USA Today reports that household debt levels have reached their lowest point since 2008, according to the Federal Reserve and it … Continue reading

Posted in Collection Accounts, Credit Cards, Credit Inquiries, Credit Repair, Credit Repair Mistakes, Improving Credit, Inaccurate Items Reporting, Inquiries, The Credit Market, Uncategorized | Tagged , , , , , , , , , , , | Leave a comment