Category Archives: Insurance

When a Collections Company Calls

  A charge off is one of the worst things that can appear on a person’s credit report. A debt that has been “charged off” is one that has been deemed uncollectible by a creditor (usually more than 180 days … Continue reading

Posted in Applying for a Credit Card, Authorized User, Bad Credit or No Credit, Budget, Building Credit, Co-signing, Collection Accounts, Credit Cards, Identity Theft, Improving Credit, Inquiries, Insurance, Interest-Only Loans | Tagged , , , , , , , , , , , , , , , , , , , | Leave a comment

Why Do I Care About a Low Credit Score?

A low credit score limits the consumer in countless ways. For example, a score under 700 could literally exempt the consumer from the ability to attain a loan or line of credit. In today’s economic climate, lenders are as conservative … Continue reading

Posted in Budget, Improving Credit, Insurance, Lending | Tagged | Leave a comment