Category Archives: Improving Credit

Effects of Bankruptcy

  In 2010, more than 1.5 million Americans filed for bankruptcy. Unfortunately, many bankruptcy attorneys do not adequately explain the effects of bankruptcy to their clients. Put simply, the total financial and emotional costs of filing bankruptcy can almost never … Continue reading

Posted in Authorized User, Bad Credit or No Credit, Bankruptcy, Credit Repair Services, Credit Repair Software, Credit Score, Improving Credit | Tagged , , , , , , , | Leave a comment

Bankruptcy Could Interfere With JOB Opportunities

Employers are allowed to ask if you have filed for bankruptcy in the past. In their minds, this may be an indicator of whether or not you are a responsible individual. Unfortunately, some employers still review an applicant’s credit report. … Continue reading

Posted in Bad Credit or No Credit, Bankruptcy, Identity Theft, Improving Credit, Late Payments | Tagged , , , , , , , , , , , , | Leave a comment

Boost Your Credit Scores With Credit Repair

Credit Repair for Everyone Everyone wants their credit score to be as high as possible. Not everyone is a candidate for credit repair, but most people can utilize these score raising techniques to one degree or another. For some it … Continue reading

Posted in Bad Credit or No Credit, Budget, Building Credit, Co-signing, Credit Score, Debt Negotiation, Debt Validation, Improving Credit, Inquiries, Your Rights | Tagged , , , , , , , , , , , | Leave a comment

According to The Wall Street Journal

According to The Wall Street Journal, many states such as New Mexico and New York, have made it mandatory for credit card debt collectors to inform consumers they cannot be sued for debt they have not paid back. The most … Continue reading

Posted in Debt Negotiation, Debt Validation, Improving Credit | Tagged , , , , , , , , , , , , , | Leave a comment

Americans Seem to be Managing their Money and Living …..

In recent months and years, Americans seem to be managing their money and living within their means much better.  USA Today reports that household debt levels have reached their lowest point since 2008, according to the Federal Reserve and it … Continue reading

Posted in Collection Accounts, Credit Cards, Credit Inquiries, Credit Repair, Credit Repair Mistakes, Improving Credit, Inaccurate Items Reporting, Inquiries, The Credit Market, Uncategorized | Tagged , , , , , , , , , , , | Leave a comment