Category Archives: Debt Negotiation

Closing a Card With Available Credit

Posted on February 6, 2012 by admin

If you have multiple credit cards, it generally isn’t a great idea to close out a card that has available credit. This is because your overall level of available credit will go down, causing your credit utilization to go up. … Continue reading →

Posted in Bankruptcy, Budget, Building Credit, Co-signing, Credit Repair Services, Credit Repair Software, Credit Score, Debt Negotiation, Debt Validation, Divorce and Credit | Tagged , , , , , , , , , , | Leave a comment

Boost Your Credit Scores With Credit Repair

Posted on February 6, 2012 by admin

Credit Repair for Everyone Everyone wants their credit score to be as high as possible. Not everyone is a candidate for credit repair, but most people can utilize these score raising techniques to one degree or another. For some it … Continue reading →

Posted in Bad Credit or No Credit, Budget, Building Credit, Co-signing, Credit Score, Debt Negotiation, Debt Validation, Improving Credit, Inquiries, Your Rights | Tagged , , , , , , , , , , , | Leave a comment

Credit Repair for Really Damaged Credit

Posted on February 5, 2012 by admin

There are many events that can create the need for credit repair, from the loss of a job to a medical emergency that taps savings and strains an otherwise sound budget. There are also cases of identity theft that, through … Continue reading →

Posted in Bad Credit or No Credit, Building Credit, Co-signing, Collection Accounts, Credit Repair, Credit Repair Mistakes, Credit Repair Professional, Credit Repair Services, Credit Repair Software, Credit Score, Debt Negotiation, Debt Validation, The Credit Market | Tagged , , , , , , , , , , , , , , , , , | Leave a comment

Having Exclusively Loans or Exclusively Credit Cards

Posted on February 2, 2012 by admin

Many individuals don’t realize that maintaining a mix of credit is important to their overall credit score. In fact, mix of credit makes up 10% of your credit rating. For this reason, it’s a bad idea to only have credit … Continue reading →

Posted in Bad Credit or No Credit, Bankruptcy, Budget, Building Credit, Credit Repair Software, Credit Score, Debt Negotiation, Debt Validation, Divorce and Credit, Late Payments, Lending, Understanding Your FICO Score, Validate the Debt, VantageScore | Tagged , , , , , , , , , , | Leave a comment

Your Credit and Revolving Balances

Posted on February 1, 2012 by admin

Using Your Balances Properly High revolving balances will hurt your credit scores. Conversely, low balances will help. The extent to which this factor can impact your results is very dramatic. There are certain percentage breakpoints that you can focus on: … Continue reading →

Posted in Applying for a Credit Card, Authorized User, Bad Credit or No Credit, Bankruptcy, Building Credit, Co-signing, Credit Repair Professional, Credit Repair Services, Credit Repair Software, Credit Score, Debt Negotiation, Debt Validation | Tagged , , , , , , , , , , , , , , | Leave a comment