Category Archives: Credit Repair Services

Effects of Bankruptcy

  In 2010, more than 1.5 million Americans filed for bankruptcy. Unfortunately, many bankruptcy attorneys do not adequately explain the effects of bankruptcy to their clients. Put simply, the total financial and emotional costs of filing bankruptcy can almost never … Continue reading

Posted in Authorized User, Bad Credit or No Credit, Bankruptcy, Credit Repair Services, Credit Repair Software, Credit Score, Improving Credit | Tagged , , , , , , , | Leave a comment

Fix Your Credit after Identity Theft

Fix Your Credit after Identity Theft For the most part, technology is a universally beneficial entity. Advances have changed the faces of communication, science, and information. On the opposite end of the spectrum, confidentiality has become more difficult to safeguard. … Continue reading

Posted in Bad Credit or No Credit, Bankruptcy, Budget, Credit Repair Mistakes, Credit Repair Professional, Credit Repair Services, Identity Theft, Interest-Only Loans, The Credit Market, Understanding Your FICO Score | Tagged , , , , , , , , , , , , , , , , | Leave a comment

Having Your Account Charged Off

If your credit company begins to believe that you won’t ever pay your credit card bills, they may charge off on your account. This will typically happen if your account is delinquent by six months or more. Essentially, a charge … Continue reading

Posted in Building Credit, Co-signing, Credit Management, Credit Repair, Credit Repair Mistakes, Credit Repair Professional, Credit Repair Services, Uncategorized | Tagged , , , , , , | Leave a comment

Negative Student Loans

Do you have negative student loans on your credit report? By removing student loan accounts from your credit report, you can increase your credit score and save money on interest rates. Removing negative student loan accounts from your credit history … Continue reading

Posted in Credit Management, Credit Repair, Credit Repair Mistakes, Credit Repair Professional, Credit Repair Services | Tagged , , , , , , , , , , | Leave a comment

Closing a Card With Available Credit

If you have multiple credit cards, it generally isn’t a great idea to close out a card that has available credit. This is because your overall level of available credit will go down, causing your credit utilization to go up. … Continue reading

Posted in Bankruptcy, Budget, Building Credit, Co-signing, Credit Repair Services, Credit Repair Software, Credit Score, Debt Negotiation, Debt Validation, Divorce and Credit | Tagged , , , , , , , , , , | Leave a comment