Category Archives: Credit Inquiries

Repairing Your Own Credit

Of course, by paying off old debts and establishing and maintaining new lines of credit you can begin the process of credit repair yourself.ย  Request a copy of your credit report and check it for errors, and then focus on … Continue reading

Posted in Collection Accounts, Credit Inquiries, Credit Management, Credit Repair, Credit Repair Mistakes, Credit Repair Professional | Tagged , , , , , , , | Leave a comment

Closing Your Oldest Credit Cards

15% of your credit score consists of your credit history. The longer your credit history, the better your credit score will be. Unfortunately, when you close out a credit card, it will no longer have an effect on your overall … Continue reading

Posted in Applying for a Credit Card, Bad Credit or No Credit, Bankruptcy, Budget, Building Credit, Credit Inquiries, Credit Management, Credit Repair, Credit Repair Mistakes, Credit Repair Professional, Credit Repair Services, Credit Repair Software | Tagged , , , , , , , , , , | Leave a comment

Things That Do Not Damage Your Credit Score

Your interest rates on loans and credit cards will not have an impact on your credit score. In fact, the reverse is true: if you have a poor credit score, you’ll likely receive higher interest rates. If your credit score … Continue reading

Posted in Collection Accounts, Credit Cards, Credit Inquiries, Credit Management, Credit Repair, Credit Repair Mistakes, Credit Repair Professional, Credit Repair Services, Uncategorized | Tagged , , , , , , , , | Leave a comment

Issues Consider Contacting a Credit Repair Agency

The Internal Revenue Service notified 77 patients at Emory Healthcare that they may have unknowingly become victims of identity theft several weeks ago. The IRS was able to identify the scheme when the Social Security numbers or patients were used … Continue reading

Posted in Building Credit, Co-signing, Collection Accounts, Credit Cards, Credit Inquiries, Credit Management, Credit Repair Services, Credit Repair Software, Credit Score, Interest-Only Loans, Late Payments, The Credit Market, Understanding Your FICO Score | Tagged , , , , , , , , , , , | Leave a comment

Closing a Credit Card With an Existing Balance

Sometimes, individuals think that they can cleverly work around the system by closing out a credit card that has an existing balance. Credit companies are aware of this type of scheme, and they enforce simple measures to prevent it from … Continue reading

Posted in Applying for a Credit Card, Authorized User, Bad Credit or No Credit, Bankruptcy, Budget, Building Credit, Credit Inquiries, Credit Repair, Credit Repair Mistakes, Credit Repair Services | Tagged , , , , , , , | Leave a comment