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Category Archives: Collection Accounts information and advice from HRMP
Bankruptcy filing and credit repair takes time away from work and family
Leading up to your bankruptcy filing, you may have to spend a significant amount of time on the phone negotiating payments and explaining late payments to creditors. You also will probably spend a lot of time going through mail, responding … Continue reading
Posted in Bankruptcy, Building Credit, Co-signing, Collection Accounts, Understanding Your FICO Score
Tagged bad credit repair, Bankruptcy, Budget, Building Credit, credit management, credit repair, Credit Repair Business, credit repair foreclosure, Credit Repair Mistakes, credit repair service, service
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Repairing Your Own Credit
Of course, by paying off old debts and establishing and maintaining new lines of credit you can begin the process of credit repair yourself. Request a copy of your credit report and check it for errors, and then focus on … Continue reading
Posted in Collection Accounts, Credit Inquiries, Credit Management, Credit Repair, Credit Repair Mistakes, Credit Repair Professional
Tagged bad credit repair, Bankruptcy and foreclosure credit repair, bankruptcy credit repair, Credit Repair Companies, Credit Repair Mistakes, Improving Credit · Budget · Building Credit · Credit Score · Late Payments · Understanding Your FICO Score, Rebuilding your Credit, Understanding Your FICO Score
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Why Collectors Exist
When a debt collector contacts a consumer, it usually indicates that the creditor has not received a payment on the debtor’s outstanding bill for multiple months. Because these payments are typically well past their due dates, the creditor has entered … Continue reading
Posted in Bad Credit or No Credit, Bankruptcy, Budget, Co-signing, Collection Accounts, Credit Cards
Tagged Bad Credit, bad credit repair, Bankruptcy, Bankruptcy and foreclosure credit repair, bankruptcy credit repair, Budget, Building Credit, Credit Cards, Credit Help, Credit Inquiries, credit repair, credit repair agency, Credit Repair Business, Credit Repair Companies, credit repair foreclosure, Credit Repair Mistakes, Credit Repair Professional, Credit Repair Program, credit repair services, professional credit repair software
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Credit Repair for Really Damaged Credit
There are many events that can create the need for credit repair, from the loss of a job to a medical emergency that taps savings and strains an otherwise sound budget. There are also cases of identity theft that, through … Continue reading
Posted in Bad Credit or No Credit, Building Credit, Co-signing, Collection Accounts, Credit Repair, Credit Repair Mistakes, Credit Repair Professional, Credit Repair Services, Credit Repair Software, Credit Score, Debt Negotiation, Debt Validation, The Credit Market
Tagged Bad Credit, bad credit repair, bankruptcy credit repair, Building Credit, Credit Help, credit history, Credit Inquiries, credit repair, credit repair agency, Credit Repair Consultant, credit repair foreclosure, Credit Repair Mistakes, Credit Repair Program, credit repair service, credit score, Damaged Credit, fixing credit, Improving credit
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Things That Do Not Damage Your Credit Score
Your interest rates on loans and credit cards will not have an impact on your credit score. In fact, the reverse is true: if you have a poor credit score, you’ll likely receive higher interest rates. If your credit score … Continue reading
Posted in Collection Accounts, Credit Cards, Credit Inquiries, Credit Management, Credit Repair, Credit Repair Mistakes, Credit Repair Professional, Credit Repair Services, Uncategorized
Tagged Bad Credit, bad credit repair, Building Credit, Credit Inquiries, credit repair, credit repair agency, Credit Repair Business, Increase your credit score, Rebuilding Credit
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