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Category Archives: Co-signing
Credit Impact of Filing Bankruptcy–
Bankruptcy could keep you from getting new loans Bankruptcy directly impacts your credit score, and your credit score impacts your ability to qualify for any loan, including a car loan. For example, the next time you plan to purchase a … Continue reading
Having Your Account Charged Off
If your credit company begins to believe that you won’t ever pay your credit card bills, they may charge off on your account. This will typically happen if your account is delinquent by six months or more. Essentially, a charge … Continue reading
Posted in Building Credit, Co-signing, Credit Management, Credit Repair, Credit Repair Mistakes, Credit Repair Professional, Credit Repair Services, Uncategorized
Tagged bankruptcy credit repair, Credit Help, credit history, Credit Inquiries, credit management, Identity Theft, Rebuilding Credit
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Bankruptcy filing and credit repair takes time away from work and family
Leading up to your bankruptcy filing, you may have to spend a significant amount of time on the phone negotiating payments and explaining late payments to creditors. You also will probably spend a lot of time going through mail, responding … Continue reading
Posted in Bankruptcy, Building Credit, Co-signing, Collection Accounts, Understanding Your FICO Score
Tagged bad credit repair, Bankruptcy, Budget, Building Credit, credit management, credit repair, Credit Repair Business, credit repair foreclosure, Credit Repair Mistakes, credit repair service, service
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Why Collectors Exist
When a debt collector contacts a consumer, it usually indicates that the creditor has not received a payment on the debtor’s outstanding bill for multiple months. Because these payments are typically well past their due dates, the creditor has entered … Continue reading
Posted in Bad Credit or No Credit, Bankruptcy, Budget, Co-signing, Collection Accounts, Credit Cards
Tagged Bad Credit, bad credit repair, Bankruptcy, Bankruptcy and foreclosure credit repair, bankruptcy credit repair, Budget, Building Credit, Credit Cards, Credit Help, Credit Inquiries, credit repair, credit repair agency, Credit Repair Business, Credit Repair Companies, credit repair foreclosure, Credit Repair Mistakes, Credit Repair Professional, Credit Repair Program, credit repair services, professional credit repair software
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Closing a Card With Available Credit
If you have multiple credit cards, it generally isn’t a great idea to close out a card that has available credit. This is because your overall level of available credit will go down, causing your credit utilization to go up. … Continue reading
Posted in Bankruptcy, Budget, Building Credit, Co-signing, Credit Repair Services, Credit Repair Software, Credit Score, Debt Negotiation, Debt Validation, Divorce and Credit
Tagged Bad Credit, Credit Cards, Credit Help, credit history, credit management, credit repair, credit repair agency, Fixing Your Credit Report, foreclosure credit repair, Identity Theft, Rebuilding Credit
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