Category Archives: Applying for a Credit Card

Credit Repair Services Works Like This?

Credit Repair Services Works Like This? Vitesse outshines the competition by having achieved great results while telling the truth.   Here’s how it works:   Several laws regulate those who report information about you to the credit bureaus. Our law … Continue reading

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Closing Your Oldest Credit Cards

15% of your credit score consists of your credit history. The longer your credit history, the better your credit score will be. Unfortunately, when you close out a credit card, it will no longer have an effect on your overall … Continue reading

Posted in Applying for a Credit Card, Bad Credit or No Credit, Bankruptcy, Budget, Building Credit, Credit Inquiries, Credit Management, Credit Repair, Credit Repair Mistakes, Credit Repair Professional, Credit Repair Services, Credit Repair Software | Tagged , , , , , , , , , , | Leave a comment

Your Credit and Revolving Balances

Using Your Balances Properly High revolving balances will hurt your credit scores. Conversely, low balances will help. The extent to which this factor can impact your results is very dramatic. There are certain percentage breakpoints that you can focus on: … Continue reading

Posted in Applying for a Credit Card, Authorized User, Bad Credit or No Credit, Bankruptcy, Building Credit, Co-signing, Credit Repair Professional, Credit Repair Services, Credit Repair Software, Credit Score, Debt Negotiation, Debt Validation | Tagged , , , , , , , , , , , , , , | Leave a comment

Things Not Damage Your Credit

As with insurance payments, your rent payments won’t have any effect on your credit score regardless of whether they’re late or on time. However, if you do fall behind on your rent, your landlord might evict you. An eviction will … Continue reading

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Checking Your Credit Score

For some reason, many individuals have the misconception that checking your credit score will automatically lower it. This is not true. As long as you use a legitimate and reputable source to check your credit rating, such as AnnualCreditReport.com, one … Continue reading

Posted in Applying for a Credit Card, Authorized User, Budget, Building Credit, Co-signing, Late Payments, Your Rights | Tagged , , , , , , , , , | Leave a comment