Monthly Archives: January 2012

Applying for Too Many Credit Cards or Loans Simultaneously

Although it’s an excellent idea to maintain a mix of credit, it is possible to take the concept too far. Just like mix of credit, your credit inquiries will make up 10% of your overall credit score. If you apply … Continue reading

Posted in Bankruptcy, Budget, Building Credit, Co-signing, Credit Management, Credit Repair, Credit Repair Mistakes, Credit Repair Professional, Credit Repair Services, Credit Score | Tagged , , , , , , , , , , , , | Leave a comment

Damage Your Credit …. WOW

Most home owners and renters are responsible for their own utility payments, including water, gas, electric, sewage, cable, Internet, and telephone. Surprisingly, utility providers will not pass your information along to the three major credit bureaus, despite the fact that … Continue reading

Posted in Bad Credit or No Credit, Building Credit, Credit Repair, Credit Repair Mistakes, Credit Repair Professional, Credit Repair Services, Credit Score | Tagged , , , , , , , , | Leave a comment

AH AH … Your Credit

When you apply for insurance, the insurance company will take a look at your credit sore to determine your insurance premium, as well as whether or not they want to insure you. Despite this, insurance companies do not report your … Continue reading

Posted in Authorized User, Bad Credit or No Credit, Credit Repair Professional, Credit Repair Services, Credit Score, Debt Negotiation, Debt Validation, Inaccurate Items Reporting, Inquiries | Tagged , , , , , , , , , , | Leave a comment

Things Not Damage Your Credit

As with insurance payments, your rent payments won’t have any effect on your credit score regardless of whether they’re late or on time. However, if you do fall behind on your rent, your landlord might evict you. An eviction will … Continue reading

Posted in Applying for a Credit Card, Authorized User, Bad Credit or No Credit, Credit Repair Professional, Credit Repair Services, Credit Score | Tagged , , , , , , , , | Leave a comment

Things That Do Not Damage Your Credit Score

Your interest rates on loans and credit cards will not have an impact on your credit score. In fact, the reverse is true: if you have a poor credit score, you’ll likely receive higher interest rates. If your credit score … Continue reading

Posted in Collection Accounts, Credit Cards, Credit Inquiries, Credit Management, Credit Repair, Credit Repair Mistakes, Credit Repair Professional, Credit Repair Services, Uncategorized | Tagged , , , , , , , , | Leave a comment