Monthly Archives: October 2011

Knowing the 3 different credit bureaus..

Knowing the three different credit bureaus‚Ķ There are three primary credit bureaus in the United States: Experian, Equifax, and Trans Union. Each bureau receives information from different organizations, and each has its own algorithm for determining credit scores. That being … Continue reading

Posted in Budget, Building Credit, Collection Accounts, Credit Repair, Credit Repair Mistakes, Credit Repair Professional | Tagged , , , , , , , , | Leave a comment

Personal Debt at an all-time HIGH

With personal debt at an all-time high, a number of individuals have found that they have overextended themselves and have become immersed in debt. As their debt grows, they can’t help but get more and more behind and their credit … Continue reading

Posted in Applying for a Credit Card, Bankruptcy, Collection Accounts, Credit Cards, Credit Repair, Credit Repair Mistakes | Tagged , , , , , , , , , , , | Leave a comment


While fraud alerts can protect you from identity theft, the convenience of instant credit authorization becomes a thing of the past. Unless you are available by phone to confirm your credit application, you may have to wait a day or … Continue reading

Posted in Bad Credit or No Credit, Debt Negotiation, Debt Validation, Foreclosure | Tagged , , , , , , , , , , , , , , | Leave a comment

Remove Tax Lien Accounts

Remove Tax Lien Accounts – Do you have tax lien accounts on your credit report? By removing tax lien accounts from your credit report, you can increase your credit score and save money on interest rate. As you know; removing … Continue reading

Posted in Bankruptcy, Credit Repair, Credit Repair Professional, Credit Repair Services, Credit Repair Software | Tagged , , , , , , , , , , , | Leave a comment

When a Collections Company Calls

  A charge off is one of the worst things that can appear on a person‚Äôs credit report. A debt that has been ‚Äúcharged off‚ÄĚ is one that has been deemed uncollectible by a creditor (usually more than 180 days … Continue reading

Posted in Applying for a Credit Card, Authorized User, Bad Credit or No Credit, Budget, Building Credit, Co-signing, Collection Accounts, Credit Cards, Identity Theft, Improving Credit, Inquiries, Insurance, Interest-Only Loans | Tagged , , , , , , , , , , , , , , , , , , , | Leave a comment